Protect Part of Your Retirement Savings from the Unexpected

As a fire fighter, you’re great at saving things – not only people and property but also money to supplement your pension in retirement.

But will it be enough?

Even though you’ve dealt with the unexpected your whole career and worked hard to protect your savings, unforeseen events may still reduce your nest egg’s purchasing power. A drop in the stock market or a rise in inflation or health care costs could significantly cut into your assets. When you decide to retire can affect your savings too. If market losses occur early in your retirement, you may not have time for your assets to recover.

If you’re like many fire fighters approaching retirement, you want to ensure your family will be taken care of, your savings will last, and your investments will be enough to see you through potentially three decades or more of retirement.

From a heart surgery to a house fire, you likely have insurance to help reduce out of pocket expenses for unanticipated events. You may have life insurance to provide financial protection for loved ones who depend on your income.

Similarly, Responders First® can provide safety and stability for a portion of your portfolio while your investments in the market retain the potential to reap gains that could further ease the effects of inflation.

An IAFF-approved financial professional can assess your overall retirement savings readiness and explain product features to see whether Responders First® could be a good complement to your portfolio.

For more information, visit or call 877.700.6847.

Security Benefit Life insurance Company is not a fiduciary and the information provided is not intended to be investment advice. This information is general in nature and intended for use with the public. For additional information, including any specific advice or recommendations, visit with your financial professional.

The Responders First® program is provided through the Security Benefit Foundations Annuity, form 5800 (11-10) and ICC10 5800 (11-10), a flexible Purchase Payment deferred fixed index annuity issued by Security Benefit Life Insurance Company (Security Benefit). In Idaho, Foundations is issued on form ICC10 5800 (11-10). Product features, limitations, and availability may vary by state.

Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of and are not guaranteed or underwritten by any bank, savings and loan, or credit union or its affiliates; and are unrelated to and not a condition of the provision or term of any banking service or activity.

Fixed index annuities are not stock market investments and do not directly participate in any equity, bond, other security, or commodities investments. Indices do not include dividends paid on the underlying stocks and therefore do not reflect the total return of the underlying stocks. Neither an index nor any fixed index annuity is comparable to a direct investment in the equity, bond, other security, or commodities markets.