The IAFF-FC has teamed with Security Benefit to create the Responders First(R) program. Responders First(R), available to fire fighters, retirees, and their spouses, can help reduce the pressure of the unexpected by protecting assets from market risk while still providing potential for interest.
You can receive interest credits based on a portion of the increase of a financial market index while being guaranteed that you will never lose money due to market downturns. Yet you can still participate in market upswings for your savings.
An IAFF-certified financial professional will review your retirement savings plan and provide an overall portfolio analysis to see whether the Responders First(R) program would be a good complement to your savings approach.
Responders First® Program Features
- Index-linked Interest Potential Without Downside Risk
- 1% Bonus on Purchases in the 1st Contract Year
- Flexible Interest Options
- Minimum $25,000 Initial Purchase
- 10% Annual Free Withdrawals (beginning in the 2nd Contract Year)
- Account Value Distributed to Beneficiaries Upon Death
Security Benefit is not a fiduciary and the information provided is not intended to be investment advice. This information is general in nature and intended for use with the public. For additional information, including any specific advice or recommendations, visit with your IAFF-certified financial professional.
The Responders® First program is provided through the Security Benefit Foundations Annuity, form 5800 (11-10), a flexible Purchase Payment deferred fixed index annuity, issued by Security Benefit Life Insurance Company. Product features, limitations and availability may vary by state. Please refer to the product literature for additional explanation of the product and any charges or limitations.
Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of and are not guaranteed or underwritten by any bank, savings and loan, or credit union or its affiliates; and are unrelated to and not a condition of the provision or term of any banking service or activity