Save more with TD Insurance
As a trusted partner, the TD Insurance Meloche Monnex program is dedicated to helping International Association of Fire Fighters members access to preferred insurance rates on home and car insurance coverage.
You could save big* when you combine your member preferred rates and bundle your home and car insurance.
TD Insurance is the leading direct response insurance group in Canada†, offering quality insurance products for over 65 years. From getting a quote to filing a claim, their knowledgeable advisors will help you find options that are right for you.
Click here for more information about how you can save big
*Ranks based on data available from OSFI, Insurers, Insurance Bureau of Canada, and Provincial Regulators, as at December 31, 2015.
*Nationally, 90% of all of our clients who belong to an employer group that has an agreement with us and who insure a home (excluding rentals and condos) and a car on October 31, 2016, saved $469 when compared to the premiums they would have paid without the preferred insurance rate for groups and the multi-product discount. Savings are not guaranteed and may vary based on the client’s profile. Savings vary in each province and may be higher or lower than $469.
Profitez de vos avantages de membre
À titre de partenaire de confiance, le programme TD Assurance Meloche Monnex est conçu pour aider les membres de l’AIP au Canada à avoir accès à des tarifs d’assurance préférentiels sur la protection d’assurance habitation et auto.
Vous pourriez économiser gros* quand vous combinez vos tarifs préférentiels de membre et que vous regroupez vos assurances habitation et auto.
Chef de file de l’assurance à réponse directe au Canada†, TD Assurance offre des produits d’assurance de qualité depuis plus de 65 ans. Qu’il s’agisse d’obtenir une soumission ou de présenter une réclamation, des conseillers avisés vous aideront à trouver des options qui vous conviennent.
Cliquez ici pour savoir comment vous pourriez économiser gros
†Les classements sont fondés sur les données disponibles du BSIF, des assureurs, du Bureau d’assurance du Canada et des organismes de réglementation provinciaux, au 31 décembre 2015.
*À l’échelle nationale, 90 % de nos clients qui font partie d’un groupe employeur avec lequel nous avons une entente et qui font assurer leur résidence (sauf les logements loués et les copropriétés) et leur véhicule au 31 octobre 2016 économisent 469 $ par rapport aux primes qu’ils auraient payées s’ils n’avaient pas obtenu un tarif de groupe préférentiel et un rabais multiproduit. Ces économies ne sont pas garanties et peuvent varier selon le profil du client. Le montant des économies varie d’une province à l’autre et peut être supérieur ou inférieur à 469 $.
Cliquez ici pour en savoir plus et pour voir combien vous pourriez économiser
IAFF Members and Alumni can enjoy preferred rates on the TD Insurance Travel Insurance Plans.
Whether you’re planning a trip for yourself or your entire family, TD Insurance Travel Insurance can help provide protection from certain unexpected events.
TD Insurance Multi-Trip All-Inclusive Plan with coverage that includes:
- Up to $5 million emergency travel medical coverage
- Trip cancellation & interruption
- Baggage/personal effects and baggage delay
TD Insurance Single-Trip Medical Plan with coverage that includes:
- Up to $5 million emergency travel medical coverage
- Choice of coverage types: Single (1 person), couple (2 people) and family
TD Insurance Multi-Trip Medical Plan with coverage that includes:
- Up to $5 million emergency travel medical insurance coverage for multiple trips within one year
TD Insurance Trip Cancellation & Interruption Plan with coverage that includes:
- Trip cancellation & interruption
- Baggage/personal effects and baggage delay insurance
Explore your travel insurance options from TD Insurance and/or get an online quote by visiting www.tdinsurance.com/iaff or call us at 1-833-962-1143 to get a quote or to purchase travel insurance.
Monday to Friday 8am to 9pm EST
Saturday 9am to 5pm EST
TD Insurance Travel Insurance plans (TD Insurance Multi-Trip All-Inclusive Plan, TD Insurance Single-Trip Medical Plan, TD Insurance Multi- Trip Medical Plan and TD Insurance Trip Cancellation & Interruption Plan) are individual insurance plans administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd. TD Insurance Multi-Trip All-Inclusive Plan and TD Insurance Trip Cancellation & Interruption Plan are underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). TD Insurance Single-Trip Medical Plan and TD Insurance Multi-Trip Medical Plan are underwritten by TD Life Insurance Company.
Medical and claims assistance, claims payment and administrative services are provided by the administrator described in the insurance policies. Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the policy for full details.
Announcing a new way for IAFF Members and Alumni to save!
IAFF wants to ensure your status as a member and alumni offers you valuable benefits and privileges. That’s why we’re pleased to announce a new agreement with TD Life Insurance Company. TD Life Insurance Company has been helping to protect Canadians for over 20 years with simple insurance products. They offer professional and personalized insurance advice from their salaried life licensed advisors to help you determine the right amount of insurance coverage within your budget.
Take advantage of the features included with the TD Term Life Insurance options.
- Application process takes less than 10 minutes.
- International Association of Fire Fighters members can save 5% on 10-year or 20-year TD Term Life Insurance premiums or save a total of 10% as an existing TD Insurance Home or Auto customer or TD Wealth client.
- Fixed monthly or annual cost over the entire length of your term1.
- Automatic renewal at the end of 10- and 20-year plans without medical exams or questions until you turn 80 years old, at which point your coverage ends2.
- Option to convert 10- and 20-year plans to permanent coverage any time before you turn 69 years old.
- Coverage of up to $10 million.
From getting a quote to assistance with submitting a claim, their knowledgeable advisors will help you find the options that are right for you. As a trusted partner, the TD Life and Health Insurance Affinity Program gives IAFF Members and Alumni premium savings on eligible TD Term Life Insurance.
Help take care of your loved ones who depend on you.
Feel confident knowing life insurance coverage can help protect your family’s financial future. Should you pass away, your beneficiaries receive a tax-free lump sum benefit payment. They can use it to help replace lost income, maintain their standard of living, pay for your children’s education, pay off debt and cover your final expenses.
Feel confident your Term Life Insurance coverage fits your needs. Get a TD Term Life Insurance quote now by calling 1-888-788-0839 or visiting www.tdinsurance.com/products-services/lifeinsurance/iaff-termlife.
TD Term Life Insurance is an individual life insurance plan underwritten by TD Life Insurance Company. Some restrictions may apply. See Insurance Policy for coverage details, including limitations and exclusions.
- Rates are guaranteed not to increase for the length of your term, regardless of changes to your age or health.
- Premiums increase when your term renews.
† The price will be an estimated quote based on the information you provide. Your actual premium may change when we assess your individual circumstances based on the information collected during the application process.
Schoenfeld Insurance Associates is working with the IAFF Financial Corporation to provide IAFF Affiliate Locals in Canada with a Limit of Directors & Officers Liability and Employment Practices Liability Coverage at an affordable price with a simple application and underwriting process.
What is Covered?
- Wrongful Act (in relation to Directors & Officers Liability) for any actual or alleged error, misstatement, misleading statement, act, omissions, neglect or breach of duty
- Wrongful Employment Practice (wrongful dismissal, discharge or termination)
- Failure to provide fair representation for volunteers/members
- The financial mismanagement of the Union
- Wrongful Dismissal of Employment
- Other wrongful employment practices such as Harassment, Discrimination and Retaliation
- Includes, but is not limited to, all of the above
Who Is Covered?
- Directors and officers of the Union
- Any duly elected or appointed director, officer, trustee, management committee or an official holding a position equivalent to an executive position while acting within the scope and capacity of the position.
- Coverage is available in ALL Provinces
Policy Structure
- Limits are determined by revenue, number of officers, and number of employees of the Local
- Locals with revenue up to $149,999 revenue are eligible for a policy limit of $250,000
- Locals with revenue between $150,000 – $499,999 are eligible for a policy limit of $500,000
- Locals with revenue higher than $500,000 are eligible for a policy limit of $1,000,000
- Each Local will underwritten separately, and if granted coverage, issued its own independent policy
For more information on our program or to download the Q&A Sheet and Application please visit our website. Any additional questions can be answered by Karen Feger at kfeger@schoenfeldins.com
DISCLAIMER: “Please note that terms and coverage are not guaranteed. The information provided is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract, nor specific claims outcome. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured.”