IAFF-FC Webinars
Welcome to the IAFF Financial Corporation Member Resources page. This page houses past webinars for Members and Affiliate Leaders to view, learn more and hear common question and answers.
Below you will find a variety of financial education topics, retirement resources and supplemental products geared towards supporting IAFF Members at every stage in their career.
Nationwide Retirement
Protected Retirement Solutions for IAFF Members
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Introducing Indexed Principal Protection and Income America 5ForLife (Added to your Frontline Standard Investment Line-up in April 2023). Employees face an uncertain future, with 79 percent of retirees saying that workers do not know enough about investing to ensure their savings last through retirement and 61 percent that preparing for retirement makes them stressed. Employees also typically find it challenging to calculate precisely how to spend down their retirement savings so that their nest egg lasts as long as they live. Therefore, employees are looking to employers for guaranteed income solutions–three-quarters would roll at least some defined contribution plan savings into a financial product that would guarantee income for life. This workshop will focus on key strategies and solutions available to employees through 457(b) Supplemental Retirement Plans such as the Protected Retirement Income Solutions suite of investment products.
Guaranteed Rate
IAFF Member Home Buyer Benefits
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Whether you’re a first-time homebuyer* or looking to upgrade, join this upcoming IAFF Member First-Time Home Buyer webinar to learn more about the exclusive benefits and resources available to YOU as an IAFF member** through your IAFF-FC mortgage partner, Guaranteed Rate (GR). GR’s mortgage experts are committed to guiding you and your family through the purchase process, providing valuable insights and tips on navigating this challenging market and achieving your homebuying goals.
*First-time home buyer (FTHB) can be defined as a person who is buying a principal residence for the first time, OR a person who has not owned a home in the past 3 years (based on state of residency). You may also qualify if a co-borrower is a FTHB or has not owned a principal residence in the past 3 years.
**Available to IAFF members and their families in the United States of America. Services not available in Canada
HealthLock
How to Lower Medical Costs
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With healthcare costs continuing to rise and the healthcare system becoming increasingly more difficult to navigate, the IAFF-FC is excited to announce our newest insurance partner, HealthLock! Available for both entire Locals and individual Members, this partnership brings immediate value by working to lower medical costs for your Local and help ensure your Members never overpay by monitoring whether the municipality’s health insurance is paying claims correctly.
HealthLock automatically reviews medical claims for errors, fraud, and overbilling which:
- Provides Locals with healthcare spend claims data to assist in healthcare negotiations
- Reduces costs for your members and finds hidden savings
- Protects your members from costly medical fraud
Union Liability Program
Directors & Officers Liability Insurance
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Has your Board ever made the decision to not advance a grievance to a formal hearing, sided with a municipality on issues involving discipline and/or termination which affected your members, and/or failed to closely monitor your Union’s finances? These are daily occurrences that MAY, in certain circumstances, lead to allegations or complaints against the Board. That does not mean the Board has done anything wrong, but allegations and complaints often require you to defend your actions and that defense can be costly!
This webinar for affiliate leaders in the United States and Canada discusses the differences between our fidelity bond coverage and new options for union liability insurance. The webinar will address new coverage added to the IAFF Union Liability program effective April 1, 2020, and how this new coverage can make the policy accessible to more affiliates.
TD Wealth
Financial Success Starts with a Plan
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TD Wealth is excited to partner with IAFF-FC to offer IAFF members Financial Planning services from the comfort of their own home. Understanding that demanding schedules often make it challenging to access traditional Financial Planning services, TD Wealth Financial Planning Direct will help members receive the financial guidance they deserve, regardless of their location. We are committed to working closely with members to build a financial plan that represents a fulsome roadmap to members’ financial future, while identifying and addressing any potential shortfalls. In this virtual session, a walkthrough will be presented on what you can expect during your initial no-commitment consultation along with look into what a financial plan entails to help you decide whether financial planning is right for you.
IAFF Trust & MERP
IAFF Health & Wellness Trust and Medical Expense Reimbursement Plan
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The IAFF-FC has recently endorsed two programs to help members with regard to healthcare as both actives and into retirement. The IAFF Medical Expense Reimbursement Plan is a bargained benefit whereby active employees contribute tax-free throughout their career in exchange for a tax-free lifetime monthly benefit for medical expenses in retirement, including retiree healthcare premiums. The IAFF Health & Wellness Trust is a health plan solution in which the active participants would bargain into the plan and members would have access to continue their coverage into retirement, both pre and post Medicare.
Hidrent
Earn More on Your Days off with Hidrent
This webinar will introduce you to a new on-demand home service app called Hidrent. Their technology connects firefighters to homeowners near them in need of handyman-type help that you can perform during your days off duty. Meet the founder and firefighters who have used Hidrent to learn more about the opportunities to easily and conveniently supplement your income!
