One of the most important decisions you’ll make regarding your retirement income is when to file for Social Security benefits. Get informed about your options; doing so could mean a difference of hundreds of thousands of dollars over an average retirement. This webinar will include information about the recent changes to the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO).

Introducing Indexed Principal Protection and Income America 5ForLife (Added to your Frontline Standard Investment Line-up in April 2023). Employees face an uncertain future, with 79 percent of retirees saying that workers do not know enough about investing to ensure their savings last through retirement and 61 percent that preparing for retirement makes them stressed. Employees also typically find it challenging to calculate precisely how to spend down their retirement savings so that their nest egg lasts as long as they live. Therefore, employees are looking to employers for guaranteed income solutions–three-quarters would roll at least some defined contribution plan savings into a financial product that would guarantee income for life. This workshop will focus on key strategies and solutions available to employees through 457(b) Supplemental Retirement Plans such as the Protected Retirement Income Solutions suite of investment products.

With healthcare costs continuing to rise and the healthcare system becoming increasingly more difficult to navigate, the IAFF-FC is excited to announce our newest insurance partner, HealthLock! Available for both entire Locals and individual Members, this partnership brings immediate value by working to lower medical costs for your Local and help ensure your Members never overpay by monitoring whether the municipality’s health insurance is paying claims correctly.

HealthLock automatically reviews medical claims for errors, fraud, and overbilling which:

• Provides Locals with healthcare spend claims data to assist in healthcare negotiations
• Reduces costs for your members and finds hidden savings
• Protects your members from costly medical fraud

TD Wealth is excited to partner with IAFF-FC to offer IAFF members Financial Planning services from the comfort of their own home. Understanding that demanding schedules often make it challenging to access traditional Financial Planning services, TD Wealth Financial Planning Direct will help members receive the financial guidance they deserve, regardless of their location. We are committed to working closely with members to build a financial plan that represents a fulsome roadmap to members’ financial future, while identifying and addressing any potential shortfalls. In this virtual session, a walkthrough will be presented on what you can expect during your initial no-commitment consultation along with look into what a financial plan entails to help you decide whether financial planning is right for you.

This webinar will introduce you to a new on-demand home service app called Hidrent. Their technology connects firefighters to homeowners near them in need of handyman-type help that you can perform during your days off duty. Meet the founder and firefighters who have used Hidrent to learn more about the opportunities to easily and conveniently supplement your income!