IAFF-FC Webinars

Welcome to the IAFF Financial Corporation Member Resources page. This page houses past webinars for Members and Affiliate Leaders to view, learn more and hear common question and answers.

Below you will find a variety of financial education topics, retirement resources and supplemental products geared towards supporting IAFF Members at every stage in their career.

Nationwide Retirement

Social Security: The Choice of a Lifetime

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One of the most important decisions you’ll make regarding your retirement income is when to file for Social Security benefits. Get informed about your options; doing so could mean a difference of hundreds of thousands of dollars over an average retirement. This webinar will include information about the recent changes to the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO).

Nationwide Retirement

Protected Retirement Solutions for IAFF Members

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Introducing Indexed Principal Protection and Income America 5ForLife (Added to your Frontline Standard Investment Line-up in April 2023). Employees face an uncertain future, with 79 percent of retirees saying that workers do not know enough about investing to ensure their savings last through retirement and 61 percent that preparing for retirement makes them stressed. Employees also typically find it challenging to calculate precisely how to spend down their retirement savings so that their nest egg lasts as long as they live. Therefore, employees are looking to employers for guaranteed income solutions–three-quarters would roll at least some defined contribution plan savings into a financial product that would guarantee income for life. This workshop will focus on key strategies and solutions available to employees through 457(b) Supplemental Retirement Plans such as the Protected Retirement Income Solutions suite of investment products.

Union Liability Program

Directors & Officers Liability Insurance

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Has your Board ever made the decision to not advance a grievance to a formal hearing, sided with a municipality on issues involving discipline and/or termination which affected your members, and/or failed to closely monitor your Union’s finances? These are daily occurrences that MAY, in certain circumstances, lead to allegations or complaints against the Board. That does not mean the Board has done anything wrong, but allegations and complaints often require you to defend your actions and that defense can be costly!

This webinar for affiliate leaders in the United States and Canada discusses the differences between our fidelity bond coverage and new options for union liability insurance. The webinar will address new coverage added to the IAFF Union Liability program effective April 1, 2020, and how this new coverage can make the policy accessible to more affiliates.

TD Wealth

Financial Success Starts with a Plan

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TD Wealth is excited to partner with IAFF-FC to offer IAFF members Financial Planning services from the comfort of their own home. Understanding that demanding schedules often make it challenging to access traditional Financial Planning services, TD Wealth Financial Planning Direct will help members receive the financial guidance they deserve, regardless of their location. We are committed to working closely with members to build a financial plan that represents a fulsome roadmap to members’ financial future, while identifying and addressing any potential shortfalls. In this virtual session, a walkthrough will be presented on what you can expect during your initial no-commitment consultation along with look into what a financial plan entails to help you decide whether financial planning is right for you.

IAFF Trust & MERP

IAFF Health & Wellness Trust and Medical Expense Reimbursement Plan

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The IAFF-FC has recently endorsed two programs to help members with regard to healthcare as both actives and into retirement. The IAFF Medical Expense Reimbursement Plan is a bargained benefit whereby active employees contribute tax-free throughout their career in exchange for a tax-free lifetime monthly benefit for medical expenses in retirement, including retiree healthcare premiums. The IAFF Health & Wellness Trust is a health plan solution in which the active participants would bargain into the plan and members would have access to continue their coverage into retirement, both pre and post Medicare.